Qualifies you for the minimum down payment of just 3.5% .
You may still qualify, but you will typically need to provide a 10% down payment .
Most lenders (like Rocket Mortgage ) set their own internal minimums, often at 580. 2. Conventional Loans: The Standard Choice (620+)
These are the most common mortgages and aren't backed by the government.
FHA loans are insured by the Federal Housing Administration and are designed to help buyers who may not qualify for traditional financing.
Real Estate #11 – What credit score is required to buy a house?
