Visa is not a credit card company in the traditional sense; it is a that facilitates the exchange of monetary value between financial institutions, merchants, and consumers. The "Toll Road" Business Model Visa operates as a global "toll road" for commerce.
: For every $100 spent on its network, Visa earns roughly 25 cents in processing fees. visa credit card company
The company began as a radical experiment in decentralized finance. Visa is not a credit card company in
: In 2025, its VisaNet system processed over 257 billion transactions totaling $14.2 trillion. Evolutionary Origins visa credit card company