: Must meet specific income limits, which have generally increased for 2026. 2. State & Local Assistance (Georgia Examples)
: 0% for homes in designated rural and suburban areas. programs to help buy a home
: 3.5% if your credit score is 580 or higher; 10% for scores between 500–579. : Must meet specific income limits, which have
: FHA loan limits in 2026 increased in most counties, providing up to $40,000 more in purchasing power. VA Loans (Department of Veterans Affairs) : : Must meet specific income limits