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To be eligible for approval, you must meet the following criteria: Tap into the power of the PayPal Credit Card

: A traditional physical credit card that offers rewards like 3% cash back on PayPal purchases and 2% on everything else.

How to Buy and Apply for a PayPal Credit Card Unlike traditional store cards, you cannot "buy" a PayPal credit card at a retail location. Instead, these are formal credit products issued by that require a digital application and credit approval. Where to Apply

: Navigate to the PayPal Rewards section or the dedicated PayPal Credit Card landing page .

: Open the app on your mobile device and look for the credit or "Ways to Pay" section to start an application. Current PayPal Credit Products There are two primary ways to access credit through PayPal: