New York Auto Insurance May 2026

Minimums of $25,000 per person and $50,000 per accident .

Navigating auto insurance in New York requires understanding the state's specific and mandatory coverage limits. Mandatory New York Coverage new york auto insurance

New York law requires all drivers to carry a minimum level of liability and "no-fault" insurance to remain legal on the road. Minimums of $25,000 per person and $50,000 per accident

This covers medical bills and lost wages for you and your passengers regardless of who caused the accident. This covers medical bills and lost wages for

Drivers with a clean history pay an average of $154 per month for liability, while those with recent incidents may see rates jump to $193 or more. Local Agents in Manhattan

A minimum of $10,000 to cover damage to another person's property.

Major providers like Progressive often offer some of the most competitive rates for both minimum and full coverage in the state.