: Pays for others' injuries or property damage when you are at fault.
: Protects you if you are hit by a driver with little or no insurance. Recent and Upcoming Law Changes new jersey automobile insurance
Due to high population density and mandatory no-fault benefits, New Jersey has some of the highest insurance costs in the country, with average minimum coverage around . : Pays for others' injuries or property damage
: Often called the "Dollar-a-Day" policy, this is available to drivers eligible for Federal Medicaid with hospitalization. At a cost of $365 per year , it covers only emergency medical care and does not include liability or collision coverage. new jersey automobile insurance
New Jersey offers specialized policy types to ensure coverage remains accessible: