My Credit Scores File

: Likely approval for highly competitive terms .

: Lenders may consider you a "subprime" borrower, leading to higher rates. my credit scores

: Considered an acceptable, lower-risk borrower . : Likely approval for highly competitive terms

While individual lenders set their own standards, FICO Scores (the most widely used model) are generally categorized as follows: my credit scores

: Virtually certain approval for the best possible interest rates .