: You must present an FR-19 form (Maryland Insurance Certification) to the MVA when registering a vehicle or if requested during a compliance audit.
Maryland is a state for car insurance, meaning the driver responsible for an accident is liable for the resulting damages. State law requires all vehicle owners to maintain specific minimum insurance limits to legally operate or register a vehicle. Minimum Insurance Requirements (30/60/15)
: Most policies require you to notify your insurer "promptly" after a crash, typically within 24 to 72 hours .
