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The second lesson was automation. Leo was a procrastinator by nature. If he had to manually move money into savings, he wouldn't do it. He set up his accounts so that on payday, his "future self" was paid first. Money vanished into an investment account before he could even think about spending it. For the first six months, it hurt. Then, it became invisible.

By the end of the first year, the "Psychology of Money" had changed his life more than the numbers had. He realized that most people argued about nickel-and-dime expenses while ignoring the "Big Wins"—negotiating a salary, picking the right bank accounts, and starting to invest early.

He turned to a fresh page in his notebook. He thought about the people he knew who were still trapped in the "latte-shaming" cycle, frozen by the complexity of the stock market. He began to write.

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Leo stared at his reflection in the greasy window of a late-night diner. He was twenty-five, exhausted, and stuck. His bank account held exactly forty-two dollars, and his "financial plan" consisted of hoping his car wouldn't break down before payday.

WAEC and NECO CBT App for Mobile Devices - Candidates, Schools, Centres, Resellers - 100% Offline -Download Now
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Myschool CBT Challenge Season 10 – Over N1,000,000 Worth of Prizes to Be Won!
Myschool's prices for products & services are going up in January - Buy what you need now