If you have good payment history, ask your current card issuers for a credit limit increase to instantly lower your utilization ratio. 4. Build a Rock-Solid Payment History
Download free weekly reports from all three major bureaus (Equifax, Experian, and TransUnion) via AnnualCreditReport.com . how to fix your credit score to buy a house
The most accessible option, requiring only 580 for a 3.5% down payment, or 500 with a 10% down payment. USDA Loans: Usually require a 640 for automated approval. If you have good payment history, ask your