How To Buy Life — Settlements

: You pay the policy premiums until the insured passes away.

💡 : Always work with a licensed broker to ensure the transaction complies with state regulations. To help you move forward, Learn about the tax implications for investors? Understand how life expectancy is calculated? how to buy life settlements

Buying a life settlement means purchasing an existing life insurance policy from the original owner for more than its cash surrender value but less than the total death benefit. The Opportunity : You pay the policy premiums until the insured passes away

: Determine your budget and target "life expectancy" for policies. how to buy life settlements

: Life settlements are an alternative investment.

: Verify the health status of the insured through third-party medical reviews.

: They are generally uncorrelated with the stock market.