Lenders are much more likely to take a chance on a zero-credit borrower if they have been at the same job for at least two years. Consistency is the name of the game.
Most big banks use automated systems that instantly reject "thin" or "zero" credit files. You need a lender that performs . how to buy a house without credit
Here is how you can land a mortgage and a front door key without a traditional credit history. 1. Find a "Manual Underwriting" Lender Lenders are much more likely to take a