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Siesta Key Village Street Art shows a turtle and manatee painted on a wall.

Guide To Buying: Your First Home

: A pre-approval letter from a lender specifies how much you can spend and shows sellers you are a serious buyer Own Up .

: While a 20% down payment avoids private mortgage insurance (PMI), many programs allow as little as 3% or 3.5% down TruStage, Travelers Insurance . 2. Loan Pre-approval & Professionals guide to buying your first home

Buying your first home is a complex process, but it can be broken down into manageable financial and logistical phases. According to Bankrate , Investopedia , and the National Association of REALTORS® , the typical journey includes these key steps: 1. Financial Preparation : A pre-approval letter from a lender specifies

Jude Luberski

Jude is a Global HR Leader but left that world behind and is now loving travel blogging. Growing up on a farm in Scotland it was always a dream to explore the world. A first job overseas at 17 in Germany paved the way to work and live in North America, Central Asia, West Africa and Europe over the next few decades.

Our Two Passports One Planet Travel Blog shares travels and itineraries for everyone who loves to do a bit of their own planning ahead of a trip. Expect inspiration and ideas and especially great tips for anyone 50+ who wants to find new and perhaps less travelled spots to discover.