Experian*credit (SECURE ◆)

You are entitled to a free credit report from Experian to monitor your financial health.

Experian is one of the three major credit bureaus that tracks your financial history to generate credit reports and scores. You can manage your profile by accessing free reports, using tools to boost your score, or disputing inaccuracies. 1. Accessing Your Credit Report experian*credit

: Send a request form to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281 to receive a physical copy within 15 days. 2. Understanding Your Score You are entitled to a free credit report

: Your score is primarily driven by Payment History (35%) and Credit Utilization (30%) , followed by length of history (15%), credit mix (10%), and new credit (10%). 3. Improving Your Credit Experian Boost - Improve Your Credit Scores for Free followed by length of history (15%)

: Download the Experian Mobile App for free monthly updates and FICO Score tracking.

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