Eligible members can access substantial financial aid to lower the upfront costs of buying a home.
: One-on-one sessions help members repair credit, prepare for mortgage pre-approval, and understand the "hidden" costs of ownership like maintenance and utilities. dc37 home buying program
: Qualify for grants of up to $15,000 for down payments or closing costs on one- to four-family homes, co-ops, or condominiums within the five boroughs. Eligible members can access substantial financial aid to
: Through Municipal Employees Legal Services (MELS) , members receive free legal representation for home closings, which can save an average of $2,000 in legal fees . : Through Municipal Employees Legal Services (MELS) ,
The program provides expert guidance to ensure members are legally and financially prepared for a purchase.
: DC 37 hosts bi-monthly seminars and webinars on topics like navigating the NYC Housing Connect portal and completing first-time homebuyer education. Eligibility & Contact Information
: As of mid-2025, the HomeFirst program expanded eligibility to households earning up to 120% of the Area Median Income (AMI) .