: It’s a great way to manage cash flow without the high interest of a standard credit card balance. 3. Stack Your Rewards with Chase Offers

: After making a purchase of $100 or more at Best Buy with your Chase card, log into the Chase Mobile® app or Chase.com. Look for the "Pay Over Time" link next to your transaction to choose a plan duration (usually 3 to 24 months).

: During checkout on BestBuy.com, you’ll see an option to see your points balance. You can choose to use points to cover all or just a portion of your order.

For those big-ticket items like a Samsung French Door Refrigerator or an Apple MacBook Pro, you might want to break up the cost. Chase Pay Over Time (formerly My Chase Plan) lets you do exactly that with —just a fixed monthly fee.

Maximize Your Tech Haul: The Ultimate Guide to Using Chase at Best Buy

Before you hit "buy," always check your in the app. Chase frequently partners with retailers like Best Buy to offer statement credits—sometimes 5% to 10% back on your purchase.

If you’re eye-balling a new OLED TV or the latest gaming rig at Best Buy , your Chase credit card is your best friend. While the standalone "Chase Pay" app was discontinued years ago, the partnership between these two giants has evolved into something even better for your wallet.

: Your card is technically charged for the full amount, and Chase then issues a statement credit for the dollar value of the points used within a few business days. 2. Chase Pay Over Time: Buy Now, Pay Later