: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices
: Cardholders often see "CARDMEMBER SERV WEB PYMT" or "CARDMEMBER SERV ELECT PYMT" on their bank statements after making a payment. Distinguishing the Service from Scams cardmemberservices.com
: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate". : Scammers often spoof caller IDs to make
: Elan partners with various institutions—such as Fidelity, Kroger, and local credit unions—to manage their credit card portfolios, including underwriting and customer service. including underwriting and customer service.