: Get a loan commitment from a bank or credit union like Boulevard Ford of Lewes before visiting a dealer to establish a benchmark interest rate.
: Use tools from Edmunds or Kelley Blue Book to find "True Market Value" rather than just relying on the MSRP (sticker price). Negotiation Tactics car buying strategies
: Use the 20/4/10 rule —put 20% down, finance for no more than 4 years, and keep total monthly vehicle costs under 10% of gross income. : Get a loan commitment from a bank
Five Car Buying Tips | TX Auto Loans | Community Resource CU car buying strategies