Check local credit unions first; they offer the lowest rates for low-income buyers. 🛠️ Inspecting on a Budget
Dark, burnt-smelling oil or cloudy coolant are major red flags. buying a used car on minimum wage
A high-mileage car with service records is better than a low-mileage car with none. 💰 Financing & Budgeting The 20/4/10 Rule (Modified): Put 20% down. Finance for no more than 4 years. Keep total car costs under 10% of your take-home pay. Check local credit unions first; they offer the
Get quotes before you buy. Some older cars are surprisingly expensive to insure. Check local credit unions first
Learn to change your own oil, air filters, and spark plugs via YouTube to save hundreds. 📉 Hidden Cost Killers
Take the car to an independent mechanic before signing.