New trucks in 2026 typically range from $175,000 to $250,000 , while used models often cost between $50,000 and $75,000 .

Research reliable brands such as Freightliner , Peterbilt , Kenworth , and Volvo based on fuel efficiency and comfort.

Most buyers use loans or leases. You should typically aim for a down payment of 10% to 25%, depending on your credit score and lender requirements.

For used trucks, obtaining a pre-purchase inspection (PPI) by a certified mechanic is critical to identify mechanical or safety issues.

Determine the type of freight you will haul and the typical routes (long-haul vs. regional).