By the time Maya reached the finance office, she already had a pre-approved loan from her bank. This forced the dealer to beat her existing interest rate if they wanted her business. Key Takeaways for Success
: She didn't ask for the sticker price; she asked for the "out-the-door" price. This included all taxes, titles, and hidden fees ( Today.com ). buy it right auto
: She saved up a 20% down payment to avoid rapid depreciation and secure better loan terms ( Preston Ford of Keller ). By the time Maya reached the finance office,
Before stepping onto a lot, Maya followed the golden rule: Maya followed the golden rule: