Buy Here Pay Here Payment Center May 2026

60+ day delinquency reached a high of 6.65% at the end of 2025.

Bad debt expense has risen to approximately 28% of sales due to inflationary pressures on consumers. buy here pay here payment center

The percentage of customers who made a "Promise to Pay" and actually followed through. 60+ day delinquency reached a high of 6

Tracks a specific group of loans (e.g., all loans made in March 2024) over their lifetime. buy here pay here payment center

Helps collectors prioritize accounts that have had zero activity versus those making small "good faith" payments. 3. Static Pool (Vintage) Analysis

A BHPH payment center's success is measured by rather than just sales volume. High-performing centers typically maintain a payment yield (actual cash collected vs. scheduled) of 85% or higher. Core Industry Benchmarks (2024–2026)