Auto Insurance Quotes For Florida -

: Full coverage averages approximately $228 per month ($2,737 annually), while minimum coverage costs about $143 per month ($1,721 annually) according to data from Experian .

AI responses may include mistakes. For financial advice, consult a professional. Learn more

A top pick for low-cost coverage, particularly for young drivers or those with a clean record NerdWallet . Military Members

Often cited as the cheapest major carrier, with average full coverage quotes around Experian / NerdWallet . GEICO Budget Shoppers

: High rates are often attributed to the frequency of uninsured drivers and high fraud rates in the state GEICO . Best Car Insurance Companies in Florida (2026) Review Highlights State Farm Overall Value

Florida drivers face some of the highest insurance premiums in the country, but quotes for April 2026 show significant price gaps between major carriers.